Friday, November 28, 2008

Holidays Message --Gaia

Pepper Lewis
A Holiday Message From Gaia

In short words but with profound feeling, I extend to you the depth of my love. It is during times of holiday that humanity takes time from its busy days to greet each other in a more heartfelt way. Although the current holiday has more significance in North America than elsewhere, I will claim any opportunity that is afforded me to touch hearts with the grown and tickle toes with the growing. Know that I am present with you in all moments, those of celebration as well as those of challenge. Each moment and each life is sacred unto itself, not because a life is an individual experience, but because it is whole, complete and perfect from beginning to end. The holiday season marks the beginning of the end for 2008, but since it is not the end yet let us celebrate the life that is still left in it, by honoring the self and the selfless, the soul and the soulful. Unto the sanctuary of your heart I offer the following blessing. Perhaps you will place it under the cloth of your holiday table where in muted (but not silenced) tones it will convey its gentle message: May hungry mouths find ways to become well fed. May distant friends and families be comforted by warm memories. May separated thoughts be joined by consciousness. May truth replace the appearance of falseness. May peace overcome the weariness of war. May hope kindle in the smallest ember. May the first words and the last be ones that speak of kindness, love and compassion. The earth is bountiful and resourceful as are those who are shaped by the changes that inspire a new dawn. As you unveil the season of grace and gratitude, may you also experience a generosity of Spirit within and an expression of Love without end.

~ Gaia


Monday, November 24, 2008

Vatican, Pope declare ETs created by God

Pope Benedict XVI declared that, following official Vatican cosmic policy, God created both Adam, Eve and extraterrestrial intelligent life.

Watch the Italian newscast youtube clip. At 0:31, note the caption in italian "Dios creo a Adan, a Eva y a los Extraterrestres":



Sunday, November 23, 2008

Interview with Barbara Marciniak, Pleiadian contact


Here's an interesting 30 minute interview with Pleiadian contact Barbara Marciniak:



Friday, November 21, 2008

Cosmic Rays from a Mysterious, Nearby Object -- NASA

I thought you'd be interested in this story from Science@NASA:

An international team of researchers has discovered a puzzling surplus of high-energy electrons bombarding Earth from space. The source of these cosmic rays is unknown, but it must be close to the solar system and it could be made of dark matter.

Pay attention to the last line of text:
"Whatever it is, it's going to be amazing."




Accessing Fifth-Dimensional Consciousness, Part 4)

We sense a level of skepticism when we tell you fifth-dimensionalconsciousness is available in your present moment. This is especiallytrue of those still experiencing difficulties. You say, "If I weretruly living in the fifth dimension, my experiences would be flowingmore smoothly." It's important to understand that while the fifthdimension is accessible to you, it's not mandatory. This is thedifference. In order to step into a room, you send a signal to yourfeet and legs to move you forward. It is the same with stepping intothe next dimension. You must set an intention and propel yourselfforward.

Some of you say "But I have done this. I set my intention andpropelled myself and nothing happened." If this is the case, considerif there are ways in which you aren't fully embracing the infinitenature of your being. Examine every aspect of your being to determineif lingering, residual thoughts, feelings and beliefs are anchoringyou into third-dimensional consciousness. Once you accept you are thecreator God of your own reality, you will find yourself becomingincreasingly aligned with the powerful nature of your Divine being.

Self-Pity as a Third-Dimensional Anchor

The greatest single barrier to entering fifth-dimensionalconsciousness is the emotion of self-pity. Self-pity is the doorway-- the catalyst so to speak -- for many troubling and weighty emotionssuch as anger, jealousy and resentment. We are talking about thewhole gamut of negative emotions.

Underneath the emotion of self-pity lies a convoluted maze ofthoughtforms. Distilled to their essence, these thoughtforms bind youinto the illusion of hapless victimhood. Self-pity denies the Divineessence of your being. In order to experience self-pity, you must onsome level believe you are a small and hapless being in a very big andscary universe.

Karmic Blueprints and Your Wounded Inner Child

As a child, it is easy to believe you are a small blip in a big andinsensitive world. As you grow in spiritual understandings andreconnect with understandings gained in other lifetimes, thishelplessness fades away. That is, unless some part of you remainstrapped in a "wounded inner child" perspective. From this perspective,it is easy to believe you were victimized by your parents. Many stillcling to the belief that emotional wounding they suffered in childhoodbinds them to irreversible circumstances. This is limited thinking.Once you understand that you chose your parents with full knowledge ofthe experiences they would offer, you are able to free aspects of yourconsciousness still trapped in childhood traumas. This emotionalfreedom helps heal your sacred wound. This wound usually occursbefore seven years of age and stamps out the "karmic blueprint" you will work with throughout your lifetime. This karmic blueprint isderived from previous lifetimes and represents understandings youintended to gain in the present lifetime.

Self-Pity as Prerequisite for Negative Emotions

You may be surprised to learn self-pity is the most used emotion --and the most useless. Self-pity must first exist before fear andanger can come into play. Feeling sorry for yourself creates negativeemotion. Self-pity denies you are an all-powerful being who set upthe circumstances of your life prior to your birth. It denies youaccess to the gifts of each experience you create in your life. Itdenies you access to Inner peace and self-love. It denies that youhold an important spiritual purpose for your present lifetime, thatyou are a wise and powerful being with a vast array of spiritual giftsand talents.

The key to moving past any tendency toward self-pity is acceptingresponsibility for one hundred percent of your reality. When youaccept you are the creator of your reality, you short-circuit anytendency toward self-pity. This allows you to align with the powerfulessence of your Divine nature.

Soul Contracts and Pre-Birth Planning

It may very well be that outer people and circumstances appear to playa large part in some of your experiences. If others have played avivid enough role that you were totally engaged and convinced, givethem an award. They are friends of your soul with whom you createdcontracts before incarnating into your present lifetime. Understandmany of the events of your life were chosen by some aspect of yourconsciousness prior to your birth. This was not your conscious mindbut an aspect of your higher consciousness that knew exactly what youneeded to experience in this lifetime.

As you come into the realization that you preplanned many of yourexperiences before you came here, you might be tempted to judgeyourself. This is totally unnecessary. You're not being asked tojudge yourself, only to see yourself. Each experience is programmedto help you come into deeper levels of understanding who you are. As you awaken to your true nature, the entire universe reveals itself to you.In light of this, do you now see how absurd it is to experienceself-pity? If you planned it all, there is no one outside of youdoing anything to you. If you look at any circumstance long enough,you will see how it is helping you grow and expand. As you accept thegifts of your experiences, you are transformed. As you come into aplace of gratitude for the experience, you align with your higherself. This is a powerful alliance that empowers you to create andexperience whatever you choose on planet Earth. You effectivelybecome spirit incarnate and as such you're able to step easily and effortlessly into fifth-dimensional consciousness.

Next week we will explain the role spiritual guidance plays inaccessing fifth-dimensional consciousness.

For more information, visit


Thursday, November 06, 2008

Merge and Collapse --Ariel

Archangel Ariel through Isaac George
October 31st, 2008

“Greetings, Ariel here. We are here to share with you at this time because there has been, and continues to be, a quantum shift occurring on the Planet. This shift, or morphing, is due to the collapse of a number of parallel streams of consciousness into each other. Perhaps a review of parallels would be useful.

Parallels represent current and potential realities, similar to the parallel universes now being postulated by many who research in the field of quantum physics. Whenever a decision is made, by anyone or any group, then a particular series of consequences are inevitable, unless the energy generated within the particular individual or group is withdrawn or redirected. When one set of decisions intersects with another set, a parallel merge or collapse occurs. The merge gains momentum towards an event, while a collapse creates chaos patterns, which then spin off into other possible scenarios.

What is occurring for many now is another choice point, which we have spoken of before. The choice point before humanity at this time is whether to choose sovereignty, or continue to give power away to external authority. Sovereignty is represented in spiritual terms by Christ Consciousness, as Christ Consciousness is perfect love without fear, and seeks not to dominate or influence any aspect of life.

Now, when we speak of perfect or unconditional love, we do not imply that this is love that is only tender, compassionate and soft, but also a love that is strong, sovereign and capable of action. Whether expressed in action or not, sovereignty implies personal self-realization and response-ability. The final parameter we would need to add here is that all of these models exist only within manifest reality, and are neither the form nor the function of Source consciousness or Spirit. Manifest reality is the sum of collective thought formed by the process of consensual agreement of an unimaginable number of individuations of the One, and various constellations of souls into groups, races, and movements. The situation on Planet Earth is a microcosm of the macrocosm, and holds fields of potential awakening and transmutation for many star races and multi-dimensional beings that are not even resident within a human form!

In the past, we have made few comments regarding the political process within any nation. However, there are so many hopes and fears riding within collective aura of humanity at this time, that is now the moment to offer a higher perspective.

The energy of the U.S. elections will not be confined to that country’s borders, and the outcome of the election will directly affect every soul on the Planet. The effect may be a merging of reality streams in some cases, and a cause of conflict and collapse in others. However, there is no neutrality in a polarity system, and it will seem for awhile that the great game of forces of light versus the dark forces is not only continuing, but growing even more intense and desperate! Because there is already a powerful projection of divisiveness within the American social fabric due to identification with labels (red states, blue states, liberal vs. conservative), and also because many see the current administration as the personification of evil, then it can become very understandable that many would see a particular candidate as the embodiment of ‘light’ and change, while at the same time seeing his opponent as a continuation of the ‘evil’ (the reverse of live) already in power. These souls then project the inner need for a ‘savior’ or benevolent protector onto one candidate, and invest that individual with the power to change everything for the better. There is no greater giving away of power on a mass scale as in human political behavior. It only delays the eventual arising of the human race into the awareness that it is time to outgrow politics, and begin to embrace sovereignty and cooperation. Interdependence instead of hero worship. The mass media has consciously or unconsciously labeled the Democratic candidate, ‘the One’, or ‘the black Jesus’, and this is a disservice to that candidate and to the electorate. Moreover, it perpetuates an illusion of superiority and allows people to become dependent on symbols of external power and prestige. It is a form of mass hypnosis, one designed to add fuel to the polarity game.

However, there is something else happening here that you know goes much deeper. Spirit, the consciousness that embodies ‘no separation’, or political polarization, is gradually infiltrating the game of duality on Planet Earth. A good metaphor is that of a hacker infiltrating a computer network and implanting an unconditional love virus, or ULV, that begins to erode the infrastructure of control and manipulation that has been the dominant operating program for so long. As the virus spreads, the anti-virus programs are alerted to the invader, and more and more levels of security and control are initiated to combat the threat. As the ULV spreads, more and more components are altered, and the reactivity of the dominant paradigm intensifies. The recent financial collapses are the early warning signs of a coming system crash, but not as severe or dramatic as you might fear. This is a process that is leading up to and past the 2012 marker, for 2012 is only a point in the timeline where one phase ends and another begins. In actuality, one of the main markers is right NOW, in 2008. These markers indicate the real revolution about to occur, the revolution of the Christ Consciousness within all of humanity, the real Second Coming of the Christ.

The Second Coming will not be an electoral process. The world system is being transformed from the inside out, reclaimed by Love, one soul at a time. There will not be men or women riding white horses, and promising wealth, power, security and comfort. These are the temptations of the world, to promise security in return for compliance. There will only be the rising wave of beings that recognize the sovereignty of themselves and all other forms of Life, and respect it. There will only be the recognition that you have always had everything you need, and so why would you need anything of anyone else? That is the secret behind The Secret. There will only remain the desire to surrender to the harmony within, while eliminating the suffering of others by not competing for resources, living in harmony with the environment, and with all expressions of Life.


Wednesday, November 05, 2008

Duality -- Yeshua

A message from /
channeled by
Saturday, 25 October, 2008

In this day and age, a transition is taking place on earth. A new is dawning which will take material shape sooner or later. How exactly this transition will come about, what form it will take, is not fixed. The future is always indeterminate. The only thing that is really given is this moment: the Now. From the well of the Now, countless possible roads are springing, an infinite web of possible futures
On the basis of the past, we can predict that one particular future is more probable than another, but the choice is always yours. It is you who decide whether you let the past determine your future! Predictions are always based on probabilities. Probabilities are related to the past. It is in your power as a human being to break with the past, to set out a different course. You are endowed with free will. You have the power to change, to recreate yourself. In this power rests your divinity. It is the power to create from nothing (to create ex nihilo). This belongs to the very essence of who you are.
In speaking of this day and age as an age of transition, never forget that you are the master of your own reality. There is no such thing as a predestined Plan or a which overrules your individual soul’s path or your individual power to create your own reality. It doesn’t work that way. Every soul on earth will experience this transition in a way that fits their inner propensities. There are many realities. The reality you choose will answer your inner needs and desires.
What makes this time (1950 – 2070 approximately) special is that there are two different cycles of coming to an end: a personal cycle (or a set of personal cycles) and a planetary cycle. The completion of these cycles coincides, so that one reinforces the other.
For a part of humanity, the completion of their personal cycle of earth lives is near. Most of the souls involved in this completion are lightworkers. We will speak in much more detail about this group of lightworker souls. Here we would like to explain the nature of this personal cycle: what it means to go through it and what is the purpose of living all these quite complicated lives on earth.
The Personal Karmic Cycle
The earth lives you experience are part of a greater cycle of your soul. This cycle was designed to enable you to fully experience duality. You have within this cycle experienced what it is like to be male and female, to be healthy and ill, to be rich or poor, to be “good” and “bad.” In some lives you were intensely involved with the material world, being a farmer, worker or craftsman. There have been more spiritually oriented lives, in which you carried within you a strong awareness of your spiritual origins. In those lives you were often drawn to religious callings. Also there have been lives in which you explored the worldly domain of power, politics etc. There may have been lives devoted to an artistic expression of yourself.
Often souls tend to specialize somewhat in the course of all these lives. This can clearly be recognized in people who possess a natural gift in a certain area. It seems they have a potential there, even as a child, which only needs to be awakened at the right time and which is then easily developed.
Lightworker souls are often drawn to religious lives and have lived numerous lives as monks, nuns, priests, shamans, witches, psychics etc. They were drawn to be intermediaries between the material, physical world and the spiritual realms. And so they developed an expertise in this field. When you feel this calling, this strong urge to be involved with spirituality, even if it does not fit in with your normal daily life, you may very well be part of this family of lightworkers.
Living on earth provides you with an opportunity to fully experience what it is like to be a human.Now you may ask: what’s so special about being human? Why would I want to experience that?
The human experience is both diverse and intense. When you live a human life, you are temporarily immersed within an overwhelming field of physical sensations, thoughts and feelings. Because of the duality inherent in this field, there is great contrast and intensity in your experiences, much greater than when you are in the astral planes, as you call it. (These are the planes you enter after you die and where you remain between lives.) It may be hard to imagine for you, but many entities on our side would to be in your shoes. They would to be human, to gain human experience. The human experience has a kind of realness to it which is invaluable to them. Although they can create countless realities by the power of their imagination, it gives them less satisfaction than the creation of one “real” reality on earth.
On earth, the creation process is often a struggle. You typically meet a lot of resistance in making your dreams come true. The mental type of creation in the astral world is much easier. There is no time lag between the thought of something and the actual creation of it. Moreover you can create any reality you want or can think of. There are no limits. The moment you picture a lovely garden, it is there for you to enter.
To give birth to an idea on earth, to make it a reality in the material world, is a great endeavor. It demands a strong intention, perseverance, clarity of mind and a trusting heart. On earth, you have to deal with the slowness and stubbornness of the material world. You have to deal with contradictory impulses in yourself: with doubt, despair, lack of knowledge, loss of faith, etc. The creation process may be obstructed or even fail because of any of these elements. Yet these potential problems, even the failures, are the very reasons that make the experience of earthly life so valuable. In this process, the challenges you meet are your greatest teachers. They give earth experience a profundity that is so much deeper and broader than the effortless creation process on the astral planes. This effortlessness breeds meaninglessness. The astral entities which have not yet experienced lives on earth know and understand this.
You often get discouraged and even desperate by the non-compliant nature of your reality. So often, reality does not answer your wishes and hopes. So often, your creative intentions seem to end up in pain and disillusion. However you will find that key to peace and happiness at some point. You will find that key within your own heart. And when you do, the joy that will befall you will not be matched by anything created in the astral planes. It will be the birth of your mastership, your divinity.
The ecstasy you will experience when your divinity awakens will provide you with the power to heal yourself. This divine will help you recover from the deep hurts you have suffered throughout your lives on earth.
After that, you will be able to help cure others who have been through the same trials and sorrows. You will recognize their pain. You will see it in their eyes. And you will be able to guide them on their path to divinity.
The Purpose Of Going Through Duality
Please do not underestimate the meaning of your lives on earth. You belong to the most creative, advanced and courageous part of God (All-That-Is). You are explorers of the unknown and creators of the new. Your explorations through the realm of duality have served a purpose far beyond your imagination. It is hard to explain to you the deepest meaning of your travels, but we can say that you have created a new type of , one that did not exist previously.
This was first displayed by Christ when he walked the earth. This , which I call the Christ , results from a spiritual alchemy. Physical alchemy is the art of transforming lead into gold. Spiritual alchemy is the art of transforming dark into “the third ,” the spiritual gold present in the Christ .
Please note that we do not say that the purpose is to transform dark into light, or evil into good. Dark and light, evil and good are natural opposites; they exist by the grace of one another.
True spiritual alchemy introduces a “third ,” a type of which embraces both polarities through the energies of and understanding. The true purpose of your journey is not to have Light conquer Dark, but to go beyond these opposites and to create a new type of which can maintain unity in the presence of both light and dark.
We will explain this rather difficult point by means of a metaphor. Imagine you are deep-sea divers in search of a pearl. Time and again you dive into the ocean to find this particular pearl which everyone talks about but nobody has actually seen. Rumors go that even God, the Chief Diver, has never touched the pearl.
Diving into the ocean is full of perils, since you can get lost or go too deep to catch your breath in time. Still you persist and you dive into this ocean time and again, for you are determined and inspired…Are you insane?
No, you are explorers of the new…
is: in the process of finding the pearl, you are creating it. The pearl is the spiritual gold of the Christ . The pearl is you, transformed by the experience of duality.
What we have here is a true paradox: in exploring the New, you are creating it. You have become the pearl of God’s creation.
God had no other way of doing it, for what you were attempting to find did not exist yet; it had to be created by you. Why was God so interested in creating something new? Let us state this in as simply a way possible.
First, God was entirely GOOD. There was goodness everywhere and all around. In fact because there was nothing else, things were kind of static. His creation lacked aliveness; it lacked the possibility of growth and expansion. You might say it was stuck.
To create change, to create an opportunity for movement and expansion, God had to introduce an Element in his creation that was different from the Goodness that pervaded everything. This was very hard for God, for how can you create something that is not-you? How can Goodness create Badness? It can’t. So, God had to come up with a trick, so to speak. This trick is called ignorance.
Ignorance is the element that opposes Goodness. It creates the of being outside Goodness, of being separated from God. “Not knowing who you are” is the incentive behind change, growth and expansion in your universe. Ignorance breeds fear, fear breeds the need to control, the need to control breeds the struggle for power and there you have all the conditions for “Evil” to flourish. The stage has been set for the battle between Good and Bad.
God needed the dynamics of opposites to get his creation “un-stuck.” It may be very hard for you to comprehend in view of all the suffering caused by ignorance and fear, but God put great value on these energies, since they provided him with a way to go beyond Him/Herself.
God asked you, the ones that belong to the most creative, advanced and courageous part of herself, to take the veil of Ignorance. In order to experience the dynamics of opposites as thoroughly as possible, you were temporarily soaked in forgetfulness about your true nature. You consented to take this plunge into ignorance, but this fact was overlaid by the veil of forgetfulness as well. So now you often curse God for being in the situation you’re in: the hardships, the ignorance – and we understand. In essence though: you are God, God is you.
Despite of all the troubles and sorrows, deep down within you there is still a sense of wonder and excitement about living in duality, about experiencing and creating the New. This is God’s original excitement, the reason God started with his journey through You in the first place.
When you started out on your journey, you faced Evil (fear, ignorance) with only a vague memory of the Good (Home) in your mind. You started to battle fear and ignorance, while longing for Home. However you will not return Home in the sense of returning to a state in your past. For creation has changed because of your journey.
The end of your journey will be that you have become larger than good and evil, light and dark. You will have created a third , the Christ , which embraces and transcends both. You will have expanded God’s creation. You will be the New Creation of God. God will have gone beyond Him/Herself when the Christ is fully born on earth.
The Christ did not exist before the “human experience.” The Christ is the of one who has gone through the multilayered experience of duality, has come to terms with it and emerges “on the other side.” He will be the inhabitant of the . This one will have let go of duality. She will have recognized and embraced her own divinity. He will have become one with his divine Self. But his divine Self will be different than before. It will be deeper and richer than the from which it was born. Or one could say: God will have enriched Him/Herself by having gone through the experience of duality.
This story is simplified and distorted as anything we say is distorted by the illusions of time and separation. These illusions have served a valuable purpose. But the time has come to go beyond them. Please try to feel the behind our words, stories and metaphors. This is in a sense your own. It is the of your future Christed selves that is speaking through me, Jeshua. We are waiting for you to join us.
How To Overcome Duality – The Completion Of The Karmic Cycle
Your earthly cycle of lives ends when the game of duality no longer has a hold on you. It is essential to the dualistic game that you identify yourself with a particular position in the playfield of polarities. You identify yourself with being poor or rich, famous or humble, man or woman, hero or villain. It really doesn’t matter that much which part you are playing. As long as you feel one with the actor on the stage, duality still has a firm grip on you.
This is not wrong of course. In a sense it was meant to be that way. You were meant to forget about your true self. To experience all the aspects of duality, you were meant to narrow your down to a particular role in the drama of earth life.
And you played it well. You got so caught up with your roles that you totally forgot about the aim and purpose of going through this cycle of lives to begin with. You were so forgetful about yourself that you took the games and dramas of duality to be the only reality there is. In the end this made you very lonely and full of fear, which is not surprising since the very game of duality, as noted in the previous section, is based on the elements of ignorance and fear.
To understand the workings of duality in your everyday life, we would like to mention a few typical hallmarks of the duality game.
Characteristics Of The Duality Game
1) Your emotional life is essentially unstable.
There is no emotional anchor present, since you are always in the “up” or “down” side of a particular mood. You are angry or forgiving, narrow-minded or generous, depressed or enthusiastic, happy or sad. Your emotions perpetually fluctuate between extremes. You seem to have only limited control over these fluctuations.
2) You are intensely involved with the outer world.
It is very important to you how other people judge you. Your self-esteem depends on what the outer world (society or your loved ones) mirrors back to you about who you are. You are trying to live up to their standards of right and wrong. You are doing your very best.
3) You have strong opinions about what’s good and what’s bad. Being judgmental gives you a sense of security. Life is so well organized when one divides actions, thoughts or people into right and wrong.
Common to all these characteristics is that in all you do or feel, you are not really there. Your resides in the outer layers of your being where it is driven by fear-oriented patterns of thought and behavior.
Let us give an example. If you’re used to being nice and agreeable all the time, you are displaying a pattern of behavior that does not spring from your inner being. You are in fact suppressing signals from the inner part of you. You are trying to live up to someone else’s expectations in order not to lose their , admiration or care. You are reacting from fear. You are limiting yourself in your expression. The part of you that is not expressed will however live a hidden life of its own, creating dissatisfaction and tiredness in your being. There may be anger and irritation present in you which no one is aware of, not even you!
The way out of this state of self-denial is to make contact with the suppressed and hidden parts within you.
Making contact with the suppressed and hidden parts within you is not difficult in the sense that it requires particular skills or knowledge to do so. Don’t make “going within” a difficult process that others have to teach you or do for you. You can do it yourself and you will find your own ways of doing it. Motive and intent are far more important than skills and methods. If you really intend to know yourself, if you are determined to go deep within and change the fearful thoughts and emotions that block your way to a happy and fulfilled life, you will do it through any method that comes along.
Having said that, we’d like to offer one simple which may help you get in touch with your emotions.
Take a moment to relax the muscles in your shoulders and neck, sit straight up and put your feet flat on the floor. Take a deep breath.
Picture yourself walking on a country road under a wide open blue sky. You take in the sounds of nature and you feel the wind through your hair. You are free and happy. Further down the road, you suddenly see some children running toward you. They are getting closer to you.
How does your heart respond to this sight?
Then the children are in front of you…How many are they? How do they look? Are they boys, girls or both?
You say hello to all of them. Tell them how happy you are to see them. Then you make contact with one child in particular who is looking you in the eye. She or he has a message for you. It is written in the child’s eyes. Can you read it? What does it want to tell you? It is bringing you an that you need right now. Name the that this inner child has come to bring you and don’t judge it. Simply thank her or him and then release the image.
Feel the earth firmly under your feet again and breathe deeply for a while. You have just contacted a hidden part of yourself.
You can go back to this scene anytime you want and perhaps talk to the other children there as well.
By going within and making contact with the hidden, suppressed parts of yourself, you are becoming more present. Your is rising above the fear-motivated patterns of thought and behavior that you have taken for granted for such a long time. It is taking responsibility for itself. It takes care of the sorrow, anger and hurt inside, like a parent takes care of its children. We will describe this process in much more detail elsewhere. (See Lightworker III).
Characteristics Of Releasing Duality
1) You listen to the language of your soul which speaks to you through your feelings.
2) You act upon this language and create the changes your soul wishes you to make.
3) You value quiet time alone, for only in silence can you hear the whispers of your soul.
4) You question the authority of thought patterns or rules of behavior which block the free expression of your true inspiration and aspirations.
The Turning Point In Letting Go Of Duality
Your earthly cycle of lives draws to a close when your is able to hold all the experiences of duality in its hand, while remaining centered and fully present. As long as you identify with one aspect of duality rather than another (with light as opposed to dark, with rich as opposed to poor etc.), your is on a swing. is nothing but the natural harmonizer for the swings in which your engages. You release your ties to the karmic cycle when your finds its anchor point in the motionless center of the seesaw.
This center is the exit point for the karmic cycle. The predominant feeling tones in this center are stillness, compassion and quiet joy. Greek philosophers had premonitions of this state which they called ataraxia: imperturbability.
Judgment and fear are the energies that most take you off-center. As you release these energies more and more, you become more quiet and open inside. You truly enter another world, another plane of .
This will be manifested in your outer world. It will often be a time of change and saying goodbye to aspects in your life that do not reflect YOU anymore. Great upheavals may occur in the area of relationships and work. More often that not, your whole lifestyle turns topsy-turvy. This is only natural, from our perspective, since inner changes are always the forerunner of changes in your outer world. Your creates the material reality you dwell in. It is always that way.
Releasing the grip of duality takes time. Unraveling all the layers of darkness (un-) is a gradual process. Yet once you embark upon this road, the road to the inner Self, you are slowly distancing yourself from the game of duality. When you have tasted the true meaning of ataraxia, the turning point is taken. When you have felt the silent yet all-pervading joy of simply being with yourself, you will know that that is what you’ve been looking for all along. You will go inward time and again to experience this peace inside.
You will not shy away from worldly enjoyment. But you will have found an anchor of divinity within yourself, and you will experience the world and all its beauty from that state of bliss. Bliss never resided in material things to begin with. It resides in the way you experience them. When there is peace and joy in your heart, the things and people you meet will give you peace and joy.
In this day and age, a certain group of souls is preparing itself to step off the karmic cycle. We will speak in depth about this group in the next chapters. However it is not just a group of human souls that is now reaching the end of a transformative personal cycle. The very earth on which you live is undergoing a deep and thoroughgoing transformation. A planetary cycle is coming to an end as well. This era is so special because of these two cycles coinciding. We will now speak about the planetary cycle.
The Planetary Cycle
Everything that is evolves in cycles, planets as well as humans. It is not exceptional for an individual or groups of individual souls to step off the karmic cycle at some point in time. What makes this era special however is that the earth herself is completing a major karmic cycle. The earth is involved in an inner transformation which will result in a new type of in her being as a planet. At whatever point individual souls are within their own cycle, the earth’s transformation process will affect them.
The earth is your house. Compare it to the house you live in. Imagine that it is being rebuilt. This will greatly affect your daily life. Depending on your state of mind, you will experience it as a welcome change or a disrupting and upsetting event. If you were planning and looking forward to rebuilding your house anyway, you are in sync with the changes and you can go with the flow. The earth’s transformation process will support and enhance your personal transformation process.
If you did not want to have your house rebuilt at all, you will feel frustrated by the chaos surrounding you. The inner will throw you off balance.
For the ones who are welcoming the inner changes of your planet earth, these will be extremely empowering times. You will be lifted by the wave of Light that is presently flooding your universe.
At present, the earth is almost cracking beneath the karmic burden of humanity. The negativity and violence which spring from this karmic burden form a kind of energetic waste that the earth is hardly able to process, to neutralize or integrate.
Focus your for a moment on the heart of the earth….Relax and focus… can you feel something there? Can you feel how the earth is being torn apart, how there is so much violence upon her?
The earth is feeling powerlessness and resistance at the same time. She is on the verge of creating a new foundation for her being. The earth is going to release the energies of struggle, competition and drama, on inner and outer levels. The new foundation that is dawning within her is the of the heart, the of balance and connectedness: the living Christ .
The earth, just like humanity, is involved in a learning experience. Just like humanity, her is evolving and transforming itself. As with humanity, her journey started from a certain type of ignorance or unconsciousness about her own being.
The earth once was a “dark planet” which absorbed or swallowed the energies surrounding her. She took in energies or beings that she encountered and she assimilated them completely; she took away their uniqueness and in a sense killed them. This sprang from a desire for expansion. The earth somehow sensed a lack or inadequacy within her which she interpreted as a need to conquer and assimilate other energies. Since the earth did not give anything back to these energies, there was not really an interaction between them. It was a deadly and deathlike process.
At a certain time, the earth became aware that this process did not satisfy her. She felt something lacking in this way of feeding herself. Her sense of inadequacy was not relieved by it. Her urge towards expansion was not satisfied by making dead.
At this moment within earth the desire was born for liveliness, for Life. Not that the earth was fully aware of it. She just knew she wanted something else, something new, a kind of interaction with other energies which would not end in the reduction of those energies to earth . Within earth a space was created for the experience of something different than herself.
Energetically this meant the beginning of life on earth…
It is a cosmic law that all deeply felt desires will ultimately create the means for their realization. Desires, which are essentially a mixture of thought and feeling, are creative energies. This holds for planets as well as for people. Within earth as a planet a longing had arisen, a longing to experience life, a longing to preserve and cherish life, instead of destroying it.
And so it happened…
When life came to earth, the earth herself started to bloom and blossom. She entered a new domain of experience which filled her with a sense of surprise and satisfaction. She was surprised that such a simple longing, such a vaguely felt need, would bring about such grand and novel developments.
On earth, a grand experiment of life forms unfolded. Many life forms were drawn to manifest themselves on earth and to experiment with the energies present. The earth became a breeding place for novelty. There was freedom to explore new roads, new possibilities. There was and still is free will for all creatures.
With the creation of life, the earth and all living creatures upon it started to pursue a certain line of inner development. This path of experience had as its central theme the balance between giving and taking.
At the inner level of , the earth has been striving for eons to find the right balance between giving and taking. As a planet, earth gives and takes life. In earth’s “dark period,” the stage in which she absorbed and liquidated energies, the accent strongly was on “taking.”
At present she has wound up at the other extreme: giving to the limit of what she can give.
The earth has long tolerated violence and exploitation by humanity, for this was karmically fitting in a sense. The earth had to explore the other side of power and oppression. Her actions as an offender incited the opposite experience of being a victim, like a boomerang. That is how works; it’s not a matter of punishment. To really understand and come to terms with the issue of power, you have to experience both sides to it. Anything you struggle with or want to assert power over, you will meet again as victim or offender, until you recognize that you are both ONE, both part of the one divine .
The ruthless exploitation of earth in current times, then, is to some extent karmically adequate, since it has provided the earth with an opportunity to come to a full understanding of the balance between giving and taking.
However the limits to which disrespect and exploitation are karmically adequate are within sight. The earth has reached its understanding of the balance and is completing her karmic cycle of . She has attained a level of and awareness now that will not tolerate human abuse for much longer. This level of will cause her to attract like-minded energies which savor harmony and respect, and to repel energies with destructive intent.
The time has come for a new balance between giving and taking. On the , there will be peace and harmony between planet earth and all that lives upon her: human, plant and animal. The harmony and heartfelt connectedness between all beings will be a source of great joy and creativity.
The transition from old earth to is a process that is not fixed in time and character. Much depends upon the choices made by humanity, the choices made by all of you as individuals right now.
A lot of predictions have been and are being made about this time of transition. Making such predictions is always a dubious affair. The point is: your visible material reality is a manifestation of inner, collective states of . is, as we put it at the start, free and creative. At any time, you can decide to change your future by thinking and feeling differently. You have power over your thoughts and feelings. At any time, you can say no to limiting, destructive thoughts or feelings. This counts for you as an individual but it also goes for larger groups of people.
When a substantial group of individuals chooses freedom and over self-hate and destruction, then this will manifest itself in material reality. The earth will react to it. She is sensitive to what takes place inside of people. She responds to your inner movements.
By this we would like point out that no one, not even on our side, is able to make accurate predictions as to the way in which the will be birthed. It is clear however that the group of souls now completing their karmic cycle is closely connected energetically to the . These people, who often feel deeply connected to the ideals embodied in the , will have beautiful opportunities to grow and release because of the planetary and personal cycle coinciding.
In the following chapters, I will speak about this group of souls in particular. They are often called lightworkers and I will use that name also. Their reason for incarnating during this age of transition is not coincidental. They are deeply connected with the history of earth. I will describe the psychological traits that most lightworkers possess. I will speak about their history, their galactic roots and their mission on earth. I will discuss in detail the stages of inner growth that are involved in releasing oneself from the karmic cycle.
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Sunday, November 02, 2008

The next bubble : credit cards

House of CardsBy Danny Schechter.

The New York Times recently reported on page one that credit cards may be the next to go in the financial crisis. Danny Schechter published this similar warning last June in City Beat, a weekly newspaper in Los Angeles.

You thought the housing crisis was bad? You ain’t seen nothing yet.

The Mess

Nationwide, two million homes sit vacant. Home sales are at a nine-year low. Former Treasury Secretary Larry Summers says that housing finance has not been this bad since the Depression. We still don’t know the full extent of the colossal subprime rip-off, but a recent Bank of America study did some guesstimating on the scale of the consequences of the “credit crisis.” The meltdown in the U.S. Subprime real estate market, the bank said, had led to a global loss of $7.7 trillion dollars in stock market value since October.

While many eyes are focusing on the housing meltdown and its hugely negative effect on an economy clearly moving into recession, few are paying attention to the next bubble expected to burst: credit cards. Combined with the subprime losses, such a credit card nightmare has the potential, experts say, of bringing down the entire financial system and global economy. You and your credit card have become key players in the highly unstable financial crunch.

Mortgage lender cupidity and bank credit card greed wedded to financial institution deregulation supported by both political parties, have been made manifestly worse by Bush administration support-the-rich policies. It has brought us to a brink not seen since just before the Great Depression.

While campaigning in Edinburg, Texas, in February, Barack Obama met with students at the University of Texas-Pan American. “Just be careful about those credit cards, all right? Don’t eat out as much,” he said. After the foreclosure crisis, he warned, “the credit cards are next in line.”

The coupling of home equity debt and credit card debt has gone hand in glove for years. The homeowners at risk can no longer use their homes as ATM machines, thanks to their prior re-financings and equity loans, often used in the past to pay off their credit cards. Indeed, homeowners cashed out $1.2 trillion from their home equity from 2002 to 2007 to pay down credit card debts and to cover other costs of living, according to the public policy research organization Demos.

To compound the problem, fewer people are paying their credit card bills on time. And, to flip the old paradigm, more are using high-interest credit card cash to pay at least part of their mortgages instead of the other way around.

How bad is it?

• Financial analysts say that in the U.S. Alone more than $850 billion in unpaid credit card balances is at stake and fast approaching $1 trillion, roughly the same amount as in the subprime market.

• CNN reports that worldwide, consumers have racked up more than $2.2 trillion in purchases and cash advances on major credit cards in just the last year.

• The unpaid debt portion of this is continuing to pile up, with U.S. Consumers last year adding $68 billion against their credit lines, boosting credit card debt by 7.8 percent, the largest increase in seven years, just when the last recession was beginning.

• Even as they spent, consumers have been going into default at a stunning rate. The percentage of people delinquent on their credit cards is soaring, and credit card companies are now writing off somewhere near 5 percent of payments.

• By last fall, the major banks were setting aside billions for loan-loss reserves while anticipating an increase of 20 percent in non-payments over the next two to four quarters.

• Capital One, one of the biggest credit card banks, was forced to write off $1.9 billion in bad debt just in the last quarter of 2007.

•By October, according to a survey of only the leading credit card banks by the Associated Press, the value of credit card accounts at least 30 days late was up 26% from the previous year, to $17.3 billion. Serious delinquencies among some of the biggest lenders rose by 50 percent or more in the value of accounts that were at least 90 days delinquent.

• Making matters worse, or more widespread throughout the economy, just as with mortgage debt, credit card debt is put into pools that are then resold to investment houses, other banks and institutional investors. About 45 percent of the nation’s $900-plus billion in credit card debt has been packaged into these pools, and so many companies, not just a few, are at risk of being forced out of business by credit card debt write-offs.

What this adds up to, and what Obama didn’t say, is that we are actually face to face with the results of the most massive failure of our political and economic system since the Depression. Since Ronald Reagan, we have been living in an era in which neither the meltdown of the savings and loan banks in the 1980s nor the Enron-like scandals of the Bush years has stopped the relentless advancement and protection by both parties of the ability of financial institutions to make a buck at any cost to the social good and economic fabric.

Which is what you get, of course, when both parties are so dependent on massive financial contributions to get their candidates into office and when the corporate media, heavy with advertising from the FIRE sector – Finance, Insurance and Real Estate – doesn’t warn the public or investigate the egregious fudging, misrepresentation and outright fraud that underpins the subprime and looming credit card crisis.


The credit card industry (Visa, MasterCard, American Express, etc.) and the 10 banks that dominate the industry as the primary card issuers spend an estimated $2 billion a year in endless marketing worldwide. We are all bombarded with their solicitations and sales tie-ins and gimmicks. They know that they might only have a 2-3 percent return rate, but that more than pays the enormous costs.

They have thus succeeded in supplying 1.5 billion cards to 158 million U.S. card holders. That averages to 10 cards per person. In the last few years, retailers, banks, a wide range of companies, sports teams, unions and even universities have launched specialized card programs. Like the car companies that discovered that they made more money on car loans than automobiles, the benefits of what’s been called “financialization” is obvious to more business sectors.

Credit card advertising for new card holders is especially effective now as inflation drives costs up and consumers have less to spend. “Charging it” on yet another new credit card is for many the only option to meet their budgets or maintain their lifestyles, especially as gas prices rise. It’s become habit for many to spend more than they have. As a result, overall U.S. credit card debt grew by 435% from 2002 to year-end 2007, from $211 billion to approximately $915 billion.

The relentless, continuing push by the credit card banks doesn’t target potential customers alone. Constant focus group studies and other research techniques are still being used to persuade retailers to encourage more credit card transactions. Increasingly, businesses simplify their use by “swiping” and other gimmicks, no signed receipt needed.

“More and more sectors of the American economy recognize that their financial success is based on the success of the credit card industry,” explains Robert Manning, the author of the definitive Credit Card Nation and a leading expert who has been sounding the alarm about the consequences of credit card debt.

“Everything is very clearly thought out and premeditated. Whether it’s having conferences and think tank sessions about how to encourage people to accept more debt [or] to work with merchants – for example, to persuade merchants with empirical information that … if they use a credit card that they’ll buy 20-25 percent more.”

Manning notes that saving and thrift was historically a positive value in the U.S. As recently as the l980s, the national savings rate was 10 to 11 percent. Since 2005, Americans have saved less than 1 percent of their disposable incomes. In fact, the most recent figures from March show that the savings rate is negative, below zero. And also in March the government reported that for the first time since the Depression, Americans owe more on their ≠homes than they have in equity. Essentially, on average, America is broke and its credit cards played a dominant role in getting there.

Manning, who teaches at Rochester Institute of Technology, has taken on the issue with original research and financial literacy courses for students. He found that many of his students already had credit cards before they arrived on campus, some for years.

As we all know, the companies don’t tell about the downside when they are seducing customers. They offer low introductory or teaser rates, in the same way that mortgage brokers enticed sub-prime customers. They offer rewards, frequent flyer miles and other prizes. Students are especially targeted because they have little real-world financial experience. The U.S. Public Interest Research Group, which is campaigning against student debt, says the average is $4,000 per student, but it easily climbs after four years to $15,000 to $20,000.

All of this, in our globalized world, is not unique. Clear across the world and down under, the New Zealand Union of Students’ Associations (NZUSA) and bank workers’ union Finsec are joining forces to try and keep students out of high-interest debt. The amount students owe on credit cards has increased by 32 percent since 2004, according to the NZUSA Income and Expenditure Survey. Credit card debt has increased at a higher rate than low to no interest overdrafts.

Here in the U.S., one mother, Joan E. Lisante, has set up a website targeted at other parents,, so they can tell their stories. She wrote recently about what she calls the “plastic prison.”

“My 22-year-old son Jon, a college senior, got 52 credit card offers in the last year. I know this because, like a CIA operative, I intercepted the offers pouring into our mailbox.

“He got 19 from Capitol One, 13 from Providian, six from Washington Mutual, four from Chase, four from eBay and one each from an assortment of lenders ranging from PayPal to First Premier Bank in Sioux Falls, South Dakota (co-capital with “Small Wonder” Delaware of the credit card kingdom).

“Most begged Jon to rip open the envelope and wallow in instant gratification. Capital One, the most persistent suitor, shouted, ‘Offer Status: Confirmed. No Annual Fee!’

“‘16 Card Designs’ (but none that tally the total whenever you use it). You could get a response in as little as 60 SECONDS when you apply online.

“Now this kid has never held a job (yet) for more than one summer. He spent one summer working in the FEMA flood insurance call center, which shows how much expertise you need to work there. Although he is familiar with the inner workings of Blockbusters and Starbucks, Jon’s not yet a member of any corporate elite, prestigious profession or skilled craftsman’s guild. Does this matter? Apparently not.”

“The key for the banks,” Manning says, “is to get them dependent upon consumer credit, shape their attitudes towards savings, consumption and debt and to then multiply the number of financial products that they’re buying from that particular bank so the credit card will lead to the student loan, to the car loan, eventually to a home mortgage and then maybe some insurance products and investment opportunity.

The banks, he says, want students in a condition of dependency. “Young people today that see credit as a social entitlement have no understanding of what it is going to entail to repay those loans back. Once they’re used to living on borrowed money, then the banks realize that they’ll be following that pattern possibly for the rest of their lives. By the time they graduate they’re so indebted, and they’re so dependent upon the use of credit and debt, that it’s already presaged their future. They can’t possibly pursue the kinds of careers that they anticipated.”

Defaults on student loans are climbing. Many students used those loans to pay off credit cards. Military recruiters are now promising to pay off debts to entice enlistments. Other government agencies are also offering funds as part of their head-hunting.

Rise Up

“Many of you have probably forgotten that the American Revolution was largely driven by the great American planners, that were heavily in debt to European banks and they had very onerous terms,” Manning said in a lecture I attended when I was making my film In Debt We Trust. “And they recognized that they could not financially prosper under such outrageous financial demands.”

On the day I visted Manning’s lecture in an alcove literally right next door to the lecture room in the student center, local branches of banks like Chase and HSBC were signing up students for checking accounts and credit cards.

Freshmen lined up at the tables to set up accounts. The banks had permission from the same school administration that hires Manning to counsel students to avoid getting into debt.

I listened in at the pitches.

BANK REP: “You don’t need anything for deposit, and we’re giving out free backpacks.”

BANK REP: “You get zero percent on the purchases for the first six months and then it goes to the standard intrest rate.”

QUESTION: “What’s the interest rate?”

BANK OF AMERICA REP: “The interest rate is variable … to be honest with you, off-hand, I don’t know the interest rate off-hand. Sorry.”

A student is counting out twenties as his first deposit.

BANK REP: “I just need your signature. Right here, please.”

ANOTHER BANK REP: “And it’s free while they’re a student.”

What will happen when they do have to pay it back includes nonstop calls to them and their parents. Credit card collection agencies know how to harass, threaten and then sweet-talk cardholders who are late. They even have a term for people squeezed by debt: “sweatbox.” They also know that the longer the debt goes unpaid, the larger the potential profit for companies, as interest builds up at rates of up to 30 percent. Credit card promoters call people who only pay minimums “revolvers.” Those of us who pay our bills in full? “Deadbeats.”

Recently the companies unilaterally hiked late fees and penalties that compound the debt. A few missing payments can earn you an interest rate hike to 29 to 30 percent. If you are late with a payment on some other debt not related to your credit card, you can readily find your interest fee doubled on your credit card. Some companies make more on fees and penalties than on interest payments. The companies racked up more than $17 billion in 2006, the last year for which records are available.

Like many of the homeowners who accepted subprime mortgages, and like you with your credit cards, youths and adults alike signed dense agreements that are largely unreadable. The credit card banks constantly update these with those small print notices with which you get assaulted in the mail, these drafted by risk-minimizing lawyers. Of course, it’s unlikely you bother to read these. In part of the unread text, the companies give themselves the right to unilaterally change the deal even after it is signed. Other small print insures that consumers cannot sue them over differences. All grievances have to be arbitrated in a process the companies created and control.

Even the Federal Reserve Bank condemns some of these practices, noting: “Although profitability for the large credit card banks has risen and fallen over the years, credit card earnings have been consistently higher than returns on all commercial bank activities.”

The Failure Trifecta

Track the subprime and credit card mess back, and you will find its origins in free market policies since Reagan that deregulated banking and much of the oversight that managed for years to keep the greed-meisters on Wall Street in check. The failure of media-lionized Alan Greenspan’s Federal Reserve Bank to pay attention to predatory lenders and sub-prime schemers allowed them to prosper.

Add to these failures a complicit Congress, with Democrats and Republicans alike dependent on donations from the three leaders of the FIRE economy. To assure their freedom to run their businesses their own damn way, the banks in the 1990s persuaded Congress to deregulate the practices of financial service companies. Pro-business Court decisions have allowed them to base their operations in low-tax states like South Dakota and Delaware and to end consumer protections against usury.

This decade, Bush’s tax cuts and his bankruptcy “reform” bill strengthening the power of credit card companies were passed with bipartisan support, including that of Senator Dianne Feinstein. Add major media amnesia to this list and you get a trifecta of failure. The New York Times admitted that advocates warned them that a rise in predatory lending was destroying poor communities in 2001, but they sat on the story for nearly six years.

Neither the politicians nor the media told us that every major brand name banking firm and investment house had its fingers in the juicy pie of pedaling mortgage-backed securities worldwide without disclosing that many of these mortgages were deliberately offloaded on people whom they knew could not afford to pay them.

As with the credit card industry, these mortgage borrowers were cleverly given “teaser rates” that would soon reset upwards. The banks then resold the mortgages as “asset-backed paper” even though the assets’ value was so questionable.

Meanwhile, media outlets took in hundreds of millions in ad revenues from deceptive lenders and credit card banks encouraging Americans to shop and charge till we drop. The Super Bowl broadcast ran all those cool but misleading ads by credit card companies and mortgage hustlers. It was, um, “priceless.”

Notes scholar Lionel Tiger: “Those who have been operating the managerial levers of the financial system have failed embarrassingly and massively to comprehend the processes for which they are responsible. They have loaned money avidly and recklessly to people who couldn’t pay it back.

“They fudged data to get loans approved and recalculated. Then they sausaged fragile figments of money reality into new ‘products’ which could be sold around the world to investors eager to enjoy the surprising returns which often accompany theft, managerial incompetence and fraud. When it comes to responsibility for all this, there appears to be no one here but us spring chickens.”

– Danny Schechter blogs for His film In Debt We Trust spawned the action website He’s written a new book on the crisis called PLUNDER: An Investigation Into Our Economic Calamity.